| ASSUMPTION OF MORTGAGE |
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| The act of acquiring title to property which has an existing mortgage on it and agreeing to be personally liable for the terms and conditions of the mortgage, including payments. |
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A study of home improvements, by NAHB, offers lifespans for building components

Jacksonville is the largest city in Florida ranked by geographic size. Just about every type of home is available in Jacksonville. The Jacksonville Real Estate market has been very active the last couple of years. Many companies are relocating to the city in part due to affordable Jacksonville Homes. Demand for Jacksonville homes is expected to remain strong in 2006.

We are a unique real estate company! Our success relies on a distinctive and innovative sales philosophy.
Our strength lies in our belief that having agents with a diverse background that includes experience in many fields beyond real estate makes them particularly good at connecting with their clients.
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